Pre Header “WE BUILD RELATIONSHIPS”  847.258.5310

 



Get a Quote
Interested In
Zip Code
Quick Links

Avoiding Medicare Mistakes

If you're close to Medicare eligibility, now is the time to study up on great moves that can help you in the
long run.

Sign up when eligible. Even if you decide to defer Social Security until full retirement age, signing up for Medicare Part A is smart. In most cases, Part A is free, so take advantage of the benefit.

Don't miss your deadline. If employed past your initial eligibility, there is no penalty for waiting; however, once you are no longer employed, your window to sign up without a potential penalty can close quickly if you're not careful.

Choose your way of paying what's not covered wisely. Make sure you talk to your insurance professional about whether a Part C Medicare Advantage Plan or a Medicare Supplement is right for you. Medicare Parts A and B do not cover all expenses, and uncovered medical expenses are a growing cause of financial stress for seniors.

Know your drug coverage. If you opt for an additional policy that doesn't include prescription drugs, make sure you purchase a Part D plan to avoid a penalty in the future. Don't always assume the plan chosen at the outset is the right plan forever. Every year at open enrollment, review your prescriptions with your Medicare insurance professional to help keep your monthly cost for your Part D drug plan and your out-of-pocket expenses in check.

Medicare insurance professionals recertify every year in order to best assist you with your questions and policies. Rely on the expertise of your agent today to ensure an easy transition into Medicare tomorrow.

 


Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version

 

  Our Site Links
Home Page
Who We Are
Map & Direction
Get A Quote
FAQ
News Center
Contact Us
    Type of Insurance
Business Insurance
Employee Benefits
Personal Insurance
Specialized Insurance
Insurance Glossary
Policy Review
     Get Connected with Heil & Kay
               
 

IRA Website